Purchasing for Doctors
The Chaney Group proudly serves Charlotte, Hickory, Boone, and the surrounding areas. We understand the unique position of new physicians. Buying a home once you’ve finished with medical school, residency, or a fellowship program may seem out of reach. The exciting news is that there are funding options for doctors that aren’t available to others. Along with our preferred lenders, we can help you reach your goal of starting your career and settling in to a new home. Whether you’re browsing, have a few questions, or are ready to purchase we’re here for you.
1 Available in NC to licensed Residents, Interns, Fellows in MD and DO programs and licensed Physicians and Dentists (MD, DO, DDS, DMD) who have completed their training within the last ten years. Other programs available for seasoned doctors too, ask us! Subsequent time spent as a Teaching Attending does not count in this ten year period. Other program restrictions may apply, please consult your Loan Officer for details.
2 Borrowers should note that 100% mortgage financing will result in no property equity until such time as the loan principal is paid down through regular mortgage payments and/or the property value appreciates. Additionally, if property values decline you could owe more than your property’s value. A down payment may be required if the property is located in a declining market or if required by state regulations.
3 If property values decline you could owe more than your property’s value. A down payment may be required if the property is located in a declining market or if required by state regulations.
Please contact us today and we’ll make the process as effortless as possible!